Depression Screening Questionnaire

1. Over the past two weeks, how often have you felt sad, down, or hopeless about your financial situation?

   – Not at all

   – Several days

   – More than half the days

   – Nearly every day

2. Have you experienced a lack of motivation or interest in managing your personal finances or improving your credit score?

   – Not at all

   – Occasionally

   – Frequently

   – Consistently

3. Do you find it challenging to concentrate on financial tasks, such as budgeting, bill payments, or credit monitoring?

   – Not at all

   – Sometimes

   – Often

   – Always

4. Have you noticed changes in your spending habits, such as overspending or avoiding financial responsibilities, due to feelings of sadness or low mood?

   – Not at all

   – Occasionally

   – Frequently

   – Consistently

5. Do you feel overwhelmed or anxious when thinking about your financial obligations, debts, or credit issues?

   – Not at all

   – Occasionally

   – Frequently

   – Consistently

6. Have you experienced changes in your sleep patterns (e.g., insomnia or oversleeping) related to financial stress or worries?

   – Not at all

   – Occasionally

   – Frequently

   – Consistently

7. Have you lost interest in activities or hobbies that you previously enjoyed due to financial concerns or limitations?

   – Not at all

   – Occasionally

   – Frequently

   – Consistently

8. Have you experienced physical symptoms such as headaches, fatigue, or digestive issues that you attribute to financial stress or anxiety?

   – Not at all

   – Occasionally

   – Frequently

   – Consistently

9. Do you find it difficult to ask for help or support from others when it comes to managing your finances or addressing credit-related challenges?

   – Not at all

   – Occasionally

   – Frequently

   – Consistently

10. Overall, how would you rate your emotional well-being and mental health in relation to your personal finances and credit situation?

   – Very good

   – Good

   – Fair

   – Poor

Scoring:

For questions 1-9, assign the following values:

– Not at all = 0

– Several days/Occasionally = 1

– More than half the days/Frequently = 2

– Nearly every day/Consistently = 3

Total the scores for all questions to obtain an overall assessment of depression symptoms related to personal credit:

– 0-4: Minimal to no depression symptoms

– 5-9: Mild depression symptoms

– 10-14: Moderate depression symptoms

– 15-21: Severe depression symptoms