Leave your credit IMPROVEMENT to the experts
Credit is the key to your financial success. PROS750 Credit Score ENHANCEMENT PROGRAM adviseS how to build a credit file that meets lender requirements.
We clean up your credit and raise your credit scores
✓ Late Payments
✓ Collections
✓ Charge-offs
✓ Bankruptcies
✓ Repossessions
✓ Foreclosure
✓ Tax Liens
✓ Identity Fraud
✓ Student Loan
✓ Judgments
✓ Child Support
✓ …and more.
Our Premium Credit Repair Service
Our premium credit repair service is designed to eliminate inquiries, late payments, collections, charge-offs, and student loans for a fee of only $299.99, with flexible payment options available. Public records, such as bankruptcies, are subject to charges based on each individual file.
In our credit repair process, each credit file undergoes a thorough analysis, and proprietary dispute letters are meticulously prepared on your behalf. During the Phase 1 repair service, you will also be contacted by the Consumer Financial Protection Bureau, which will investigate your claims and provide results via mail within 30 days.
With our premium credit repair service, you can expect to see initial results within 30 days, with a minimum removal rate of 60%-100% of negative items through our Phase 1 dispute system. Inquiries on closed accounts can often be removed within a week.
Any items that remain unresolved after our Phase 1 repair service will be disputed again using our Phase 2 system, which involves taking the credit bureaus to small claims court to eliminate creditors who retain any physical evidence.
Let’s say you started today:
→ You’ll receive access to your online account.
→ The next business day you’ll receive your welcome call and we’ll review your credit.
→ You’ll see your credit reports and starting credit scores from all three credit bureaus.
→ You’ll start seeing credit improvements in less than 60 days.
→ You’ll visibly see your credit report turn into a better credit report throughout the service!
Three Ways We Fix Your Credit
Start by reading online reviews and testimonials from previous clients. Look for companies with a track record of successful credit repair and positive customer experiences.
Reputable credit repair services often offer a free initial consultation. Take advantage of this to discuss your situation and understand their proposed approach to your credit repair.
Look for transparency in pricing. A reputable company will provide you with a clear breakdown of their fees and what services are included.
Inquiries
How Do Inquiries Impact Your Credit Score?
If you’re in financial distress, repeated attempts to get financing can impact your credit score by 50 points or more, resulting in:
Higher interest rates
Lower loan amounts
Shorter repayment terms
If you can even qualify for an approved loan or credit card.
According to myFico, “The impact from applying for credit will vary from person to person based on their unique credit histories. For most people, one additional credit inquiry will take less than 5 points off their FICO Scores.”
What if we could help you get those inquiries removed … forever?
Many companies offer inquiry removal services, charging as much as $2,000 to attempt to remove inquiries from your credit file, typically in 30 to 45 days. Our inquiry removal service clients see results within 1-2 weeks.
Remove Negative Item
We can help you remove the following:
✓ Late Payments
✓ Collections
✓ Charge-offs
✓ Bankruptcies
✓ Repossessions
✓ Foreclosure
✓ Tax Liens
✓ Identity Fraud
✓ Student Loan
✓ Judgments
✓ Child Support
✓ …and more.
Tradelines
What constitutes a tradeline on your credit report?
A tradeline, as defined by credit reporting agencies, refers to credit accounts recorded on your credit report. Each account you hold corresponds to a separate tradeline, containing details about the creditor and the associated debt.
How does a tradeline operate?
The acquisition of tradelines is facilitated through a third-party service for a fee, with prices varying and potentially reaching into the thousands of dollars, depending on the tradeline’s value. Upon purchasing a tradeline, it typically remains documented on your credit report as an active account for a brief period. Subsequently, you are usually removed from the credit card account.
How do I get a tradeline on my credit?
In order for you to add tradelines to your credit report, you must be added as an authorized user prior to the statement date. To understand how long it takes to add tradelines to your credit report, you must be familiar with two concepts: 1) statement dates and 2) report dates.
